Digicel- My Cash - Digital Wallet

Digicel- My Cash - Digital Wallet

UX Designer - Summer Hassan

Understanding problem and ecosystem of the biggest telecommunication company in Carribean Islands.

Customer

TECH LITERACY

EDUCATION

HIGH INCOME

AGE

SOCIAL USAGE

EXPLORATION

Agent

TECH LITERACY

EDUCATION

HIGH INCOME

AGE

SOCIAL USAGE

EXPLORATION

Agents, Merchants, Customers ecosystem

Cash out Journey

Customer

Agent

Merchants

Non My Cash Users

Customer goes to the agent to take cash out

Customer goes to the agent to take cash out

Agent opens the app and goes to Cash out option

Agent opens the app and goes to Cash out option

Asks for the My Cash Account Number and enters the amount that needs to be cashed out

Asks for the My Cash Account Number and enters the amount that needs to be cashed out

Customer recieves the OTP and provides to the agent

Customer recieves the OTP and provides to the agent

The information and the amount is verified and the OTP is send to the customers number

The information and the amount is verified and the OTP is send to the customers number

Incase the customer didnot have this phone, he will go through customer verification process

Incase the customer didnot have this phone, he will go through customer verification process

Amount is verified and account verified. The agent gets notified to provide that amount to the agent

Amount is verified and account verified. The agent gets notified to provide that amount to the agent

Money Transfer

Customers wants to send money to Non My Cash user

Customers wants to send money to Non My Cash user

He enters the TRN (Equivalent to identity number) of the reciever and sends the money

He enters the TRN of the reciever and sends the money

Upon recieving the money, the person can go to any agent

Upon recieving the money, the person can go to any agent

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets the option of retracting the money uptil the reciever takes the money

Customer gets notified upon the transaction being completed

Customer gets notified upon the transaction being completed

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PROBLEM 1

How might we create accomodate for plethora of features without taking away the importance from the key features?

Hover on the images below to view hi-fidelity designs

MAIN PRIORITY FEATURES

Top up

Send money

Pay bills

Top picks

CHALLENGES

Excess of features

Advertising campaign

PROBLEM 1

Assuming agents have the lowest tech literacy, how can we create a easy to use interface for them?

SOLUTION

Agents in Jamaica are usually not too quick pick up on technology. Few iterations were explored to see if we limit the number of options on the main screen, will it reduce decision fatigue and make things simpler.

ITERATION

Single Button Approach

Single button will reduce decision fatigue. The options were be displayed more progressively so the user feels more guided

ITERATION

Single Button Approach 2

The second approach also uses the same concept as the first one but few more options are displayed to make the app easy to navigate by limiting the number of clicks

ITERATION

All options in one screen

This was the option that was the most popular amongst the agents

PROBLEM 1

How does KYC process work for Jaimacan users?

DESIGN GUIDELINES

Design for the smallest screen

KYC Requirements

Quick and easy process

KEY ATTRIBUTES

Recieve code via call

Low tech literate affordance

  • Sign Up screen for the customers

PROBLEM 1

Assuming agents have the lowest tech literacy,how can we create a quick experience for them?

Components were created in a way where they can be used for the web version and as well as the mobile version.

Summer Hassan

Summerhassan60@gmail.com

+447460663771

Located in Manchester, Salford

Summer Hassan

Summerhassan60@gmail.com

+447460663771

Located in Manchester, Salford

Summer Hassan

Summerhassan60@gmail.com

+447460663771

Located in Manchester, Salford